Attention homeowners in Southampton and Bucks County: Get an Appraisal today!

Here are the top reasons PA homeowners hire Palma-Lazar Appraisal:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge Bucks county's assessment of your propertyworth
  3. To lower a mortgage payments by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Settle an estate in PA by determining the true market value of real estate in question

Do you own a home in or near Southampton? Do you need help determining the value of your real estate?
Contact Palma-Lazar Appraisal.

At Palma-Lazar Appraisal, we understand the individual needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Palma-Lazar Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value conclusion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred money saver for homeowners. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experts in helping people just like you dismiss unwanted PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if you live in an area that's declining or not appreciating as much as other properties close to yours. That means you're most likely paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Palma-Lazar Appraisal is your best weapon.

Was your HELOC recently frozen?

If your property is in a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow point of view. Palma-Lazar Appraisal can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for precision, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Palma-Lazar Appraisal can help with that too. While typically requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.